The Delawareans Save! Individual Development Account (IDA) program is a
special savings program that assists you in building assets and increasing
wealth. It will match your savings $1.50 for each $1.00 for specific
purposes. Save $1.00, earn $1.50!

The maximum that you may save and get matched is $1,500 per person or
$3,000 per household. The match for every $1,500 saved would be $2,250.
You must save a minimum of $25 and up to a maximum of $250 per month to
receive the matching dollars.

You can use the money for the following goals:

- Homeownership
- Small Business Growth or Development
- Education/Training

Delawareans Save! has specific income eligibility requirements, and many
Delaware households qualify. Click here to visit the Delawareans Save! Web site for
more information.

DELAWAREANS SAVE! INCOME ELIGIBILITY GUIDELINES
To qualify, your total household income must be less than the amount below.
Note: If you have earned income and receive TANF or the Earned Income Tax Credit (EITC) and meet asset requirements, you automatically qualify for the program.

Federal IDA Guidelines (2006)
Total Household Size	Total Household Income (Annual)
1 person	$19,600
2 people (including 0 children)	$26,400
2 people (including 1 child)	$31,030
3 people (including 0 or 1 child)	$33,200
3 people (including 2 children)	$35,263
4 people	$40,000
5 people	$46,800
6 people	$53,600
7 people	$60,400
8 people	$67,200

NOTES:
Your household includes anyone who lives and eats together—related or unrelated.
You must be a resident of Delaware to participate.
Your total assets must be less than $10,000 not including a primary residence and a car.
Guidelines are for income before taxes not including child-support.
You may keep your IDA even if your income increases after you join.
Call for more details and additional information.